help2711 asked:


Hi guys, just wondering I need to get a loan ASAP, i’ve heard of payday loan, but where can I get a loan where no credit check is required just as long as you can proof your income? I need information for Australian loans only. Thanks!
FYI- I dont have a bad credit rating but I’ve made a number of applications which has been left on my credit file and can affect my chances of getting a loan when the financial institution sees it.

SAMMIE

schr91 asked:


I was curious I just applied for a very nice apartment in a nice part of town and was approved! Exciting for me, yes but my question is does this credit check they ran on me count against my credit score? I am not technically applying for credit so its not quite the same as applying for a credit card where they will be extending me a line of credit, so will this adversely affect my credit score?

HECTOR

ChgoLake asked:


Can you please help? Do you know of any mortgage brokers that can do a refinance without a credit check. I am not a deadbeat, but have been trying to pay medical billls and got behind on my mortgage and would like to refinance. Please do not reply to call me “deadbeat”, loser, etc. I really need help, and don’t know what to do. Thank you kindly for your time.

BILLIE

clb929 asked:


I’m wondering if WAMU does a credit check for opening a new checking account. Some bank do, some don’t. Anyone have any insight on this?

CARMINE

deYoung asked:


Can someone run a credit check on you without your permission? Does your signature on an application (even though it doesn’t state that this will be done) imply that you’ve given your permission for a credit check to be run? There was no fee charged for a credit check, nothing on the application that stated that one would be run, and no mention of it verbally.
Can this be done without your permission?

KRIS

Johnelle S asked:


I am hoping to purchase a business with a business partner. My spouse is not purchasing the business but since we are married will the bank still have to do a credit check on him?

RUSSELL

wilz asked:


I specifically did not give them my ssn and told them not to run a credit check but they did anyway….is that legal?

GERRY

KLLMLL22 asked:


My credit is really bad and I want to know if it will make me disqualified. I know that they do a background credit check, but what is it they actuallu look for. I lost my job and I am in a region that is a very poor work economy and I found a job in another state to help this clear up. Do I still have a chance to apply and get a job as a police officer?

THADDEUS

w1nd asked:


This is specifically in regards to the credit check phone companies run against your name when you decide to sign onto a plan with them. Call me paranoid but I don’t feel comfortable with attendants sifting through my personal details. If I only have a bank account , and I’ve never had any loans, credit cards , or arrears whatsoever , will I even HAVE a credit file ?

I have no idea how this works! Someone help ?

JOSEF

Rosie asked:


Hi there.
I want to rent out my parking space, but I need to do a credit check before I lease it? Can you explain how since I’m a newbie to this stuff?
Thank you much.

DICK