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what does a credit check involve when renting a property?

jessica m asked: i want to rent a property. the letting agent wants £120 to do a credit check. what does it involve? i have moved house with my parents 3 times in 3 years. will this go bad on the credit check because the letting agent said they check for ccjs and the elect [...]

Posted April 3rd, 2010 in Renting & Real Estate | 3 Comments »

How do I protect against possible id theft on a rental credit check?

ACCESSLOST asked: If I have to provide a SS# for the credit check how do I know the landlord will protect the info from possible loss?MAJOR

Posted March 6th, 2010 in Renting & Real Estate | 4 Comments »

Is it OK to require a credit check from a roommate?

katie w asked: I’m renting a room in my house and I’m loosing applicants, I suspect because I require a credit check, and application. Does anyone bring a stranger into their house without asking them to fill up a basic application?RORY

Posted January 10th, 2010 in Renting & Real Estate | 4 Comments »

Is it typical for someone to do a credit check when renting out a room?

juju asked: A guy is renting out a room in his house and he needs to do a credit check. But wont he have all my personal info including my credit report, dob, ssn, etc?COREY

Posted October 28th, 2009 in Renting & Real Estate | 6 Comments »

do you need authorization to do a credit check?

ajlo75 asked: I recently found out that a Mortgage company did a credit check on me, without my knowledge or concent. Do they have to have this to be legal? My my boyfriend was thinking about buying a house and used my information, to see if i could get the mortgage, dosent the leander need [...]

Posted October 15th, 2009 in Renting & Real Estate | 4 Comments »

Does a landlord have to run a credit check on all tenants?

Adam asked: I am moving in with friends who have already been approved and lived at their residence for a while. I am asking to move in with them, but the Landlord is asking for both a credit check AND a rental agreement. Shouldn’t I only have to signe the rental agreement and that’s that? [...]

Posted September 15th, 2009 in Renting & Real Estate | 7 Comments »