Can you help me find a refinance loan without a credit check?
ChgoLake asked:
Can you please help? Do you know of any mortgage brokers that can do a refinance without a credit check. I am not a deadbeat, but have been trying to pay medical billls and got behind on my mortgage and would like to refinance. Please do not reply to call me “deadbeat”, loser, etc. I really need help, and don’t know what to do. Thank you kindly for your time.
BILLIE
Can you please help? Do you know of any mortgage brokers that can do a refinance without a credit check. I am not a deadbeat, but have been trying to pay medical billls and got behind on my mortgage and would like to refinance. Please do not reply to call me “deadbeat”, loser, etc. I really need help, and don’t know what to do. Thank you kindly for your time.
BILLIE
February 20th, 2010 at 11:24 am
CRAIG
Things are getting tighter due to sub-prime mortgage woes. I think it would be great if you could do that, are you self-employed? If not you may want to look at creditloanapproved.com as they put me in touch with the right people to take care of my loan, and my credit was not too good.
Good Luck!
February 22nd, 2010 at 2:49 am
ROB
Good luck buddy, it doesn’t look good. If you were a loan officer would you loan money without a credit check?
February 22nd, 2010 at 11:54 am
MERVIN
We kept our home by making McDonalds a rare adventure, watching every dollar, and getting any extra income we could scavenge.
Getting someone to loan you big chunks of money without checking your credit isn’t happening with an honest company that won’t try to get your house away from you.
Getting a refi when you have a low rating and poor debt to income ratio is even harder than getting a mortgage in that situation.
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We had been able to keep our payments current for a year after my wife returned to college and her income dropped to half of previous. Rates had dropped enough to drop the payments we would have to make significantly.
The company that gave us the original mortgage, and sold it, would not refi for us because of decreased income even though we had not increased our other debt and were current on mortgage payments. Keeping the house was a tough job, but, we did it.
February 25th, 2010 at 4:16 pm
WENDELL
Log on to and see if you can get some people to bite. You never know.
February 27th, 2010 at 7:50 am
RICARDO
hmm… you can try Prosper to get a loan.
March 2nd, 2010 at 10:19 am
KENNITH
Not gonna happen.. with the mortgage market as it now. Those loans are long gone!
Sorry but Good luck