What’s the cost/ risk of getting a credit report?
Dave G asked:
Our car insurance company says they noticed our premium will go up soon, and would like to do a credit report to look for reasons and try to help, which will only be a “soft hit” to our score.
Our car insurance company says they noticed our premium will go up soon, and would like to do a credit report to look for reasons and try to help, which will only be a “soft hit” to our score.
I think it’s a sales ploy to look at their bundled plans, and I also have always wondered about the cost, or “soft hit” as they say to my score.
I really would like to do a credit report one day, and check things like a possible late payment or a lender error that I may discover and fight. What’s your thoughts on all this? By the way, all these “free” credit report websites I’ve seen appear to be sneaky.. and at the very least, spam you to death w/ email. Any advice is GREATLY appreciated!
free credit check
