August 16th, 2009 
admin 
Jonny Neutron asked:
I’m looking for a house to rent, and I want to make sure that it’s normal that potential landlords want to do a credit check on me. I understand that the landlord wants to make sure that I can afford the place, but at the same time, I want to make sure that I’m not being scammed. Thanks in advance!
ALEX
I’m looking for a house to rent, and I want to make sure that it’s normal that potential landlords want to do a credit check on me. I understand that the landlord wants to make sure that I can afford the place, but at the same time, I want to make sure that I’m not being scammed. Thanks in advance!
ALEX
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MARION
yes they do credit check as well as criminal background check. its normal
ANGELO
yes
they need to know you are going to be able to afford it
MONTE
They want to make sure that you will pay the rent.
BRIAN
90% of landlords will require that a credit credit and back-round check be done.
GRAHAM
Its normal to run a credit check.
MACK
credit checks and background checks are almost a must when it comes to renting. i doubt he is scamming you.
CAREY
This is typical, and it shows that your landlord knows what he’s doing. He just wants to make sure you’re reliable about paying your bills. A lot of landlords will also ask for income verification like a paystub or income tax return.
You’ll want to check your credit report (you should do this anyways, not just because of your landlord) a couple times a year to make sure that there’s not any fraudulent activity going on.
You have three different credit reports — from Equifax, Transunion and Experian. You can check each report for free one time a year. annualcreditreport.com is the government-approved site to get these free credit checks. When you check your reports you’ll be able to see your landlord’s inquiry.
Remember, you can only check each report once a year. Some people like to check all three at once, but some people prefer to check one report every four months to space it out. Either way is okay.
BENNETT
Credit checks are done by any prudent landlord. Only stupid ones don’t perform credit checks.
RUSSEL
Absolutely normal.
JACKIE
Credit checks are a normal process before you rent to someone.
WILSON
Your not being scammed, anyone who rents has to have their credit checked