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Free Credit Score – Check Your Credit Report Score at Ease

Amelia Stacy Jones asked: Credit score is extremely important for individuals especially when you deal in financial products. According to current economic situation, many banks do not feel comfortable to give consumers the benefit of the doubt while providing credit. Recently, many companies have started to require cash down payment for bad credit holders. Most [...]

Posted January 29th, 2011 in Finance | Comments Off

No Credit Check Required For Prepaid Debit Cards

P. Zulueta asked: If you have a less-than-perfect credit history, nothing can be more nerve-wracking than going through a credit check in the hopes of getting approved for a debit card. Although debit cards are usually offered for free along with your checking account, there is still a ChexSystems check required in order to get [...]

Posted October 26th, 2010 in Finance | Comments Off

When a bank does a credit check, can they find out the balances in your checking accounts?

raaj22 asked: I know that on a Equifax credit report you dont see your saving/checking accounts. However, when you fill out your information about assets and liabilities when asking a loan, they ask for how much money in your checking accounts for example from other banks if you have. Can they find out that information?Edgar

Posted August 18th, 2010 in Credit | 1 Comment »

Credit Check For Rental Properties – The Importance of Them and Why They Are Crucial to Your Success

Carlton Johnson asked: Whether you are just thinking about becoming a landlord or are already an active landlord, it is essential that you take any credit check for rental properties seriously.This article deals with the two types of credit checks you should be concerned with. A credit check on your potential tenants Your own credit [...]

Posted June 15th, 2010 in Real Estate | Comments Off

Credit Card Balance Transfer

Suzie Potter asked: Credit Card balance transfer would only mean transferring out credit purchases from one card that has a higher interest rate to another card that has a lower interest rate. This measure is being implemented to avoid too much allocation on your interest charges when in fact it can be a good addition [...]

Posted April 26th, 2010 in Finance | Comments Off

Are No Credit Check Loans Good For People With Bad Credit?

James Copper asked: No credit check loans are something to be avoided if your credit is good. The loan without credit check process is quick and easy and designed to help (well, not really) those who have bad credit and need to borrow.Generally, however, they are exorbitantly costly and could lose you the title to [...]

Posted February 28th, 2010 in Non Fiction | Comments Off