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Martin Mathers asked: As a rule, any form of credit application requires a credit check to be performed against you – it’s the only way that lenders and loan providers can be sure of your ability to repay the money you’re being lent. However, there are some forms of credit than you can secure without [...]

Patsy Rose asked: Many companies that specialize in credit repair or offer to clean bad credit reports up will offer a free consultation. Some call this a free credit check. The companies that specialize in bad credit repair generally focus on removing inaccurate, obsolete or unverifiable information from you credit reports. Do you have this [...]

soulpatchpsu asked: My girlfriend and I are getting an apartment together. She failed her credit application and thus has to go on the lease as an occupant. I passed my check with flying colors and such we are getting the apartment. I would like to safeguard myself should something go sour in the relationship. Is [...]

katie w asked: I’m renting a room in my house and I’m loosing applicants, I suspect because I require a credit check, and application. Does anyone bring a stranger into their house without asking them to fill up a basic application?RORY

loika61 asked: Hey there- I am applying for jobs and noticing that many companies require you to fill out the credit check application or background check and hand it in with your application. This requires your date of birth prior to the interview (along with SS# for all to see) How does this conflict work [...]

Me asked: I am applying to rent an apartment and the advertisement said that there was a credit check. The application doesn’t ask for my social security number. There is no application or credit check fee. Can they check my credit without my SSN?Create a video blog…instantly.