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Jeong Lee asked: Has anyone applied for a credit card or a loan online or over the phone recently? It is incredibly easily. All anyone needs to know is a few personal details and they are on their way to get a credit card on someone else’s name. That is why identity Theft is increasing. [...]

Harry Biel asked: It’s hard to shop if you have your hands tied at home or if you don’t have a car to take you where you want to go -especially if the new furniture you have been waiting for or that new piece of technological hardware just came out. In this situation, people choose [...]

Louis Jeffries asked: Merchant Finance ProgramAs a merchant who offers a product or service that costs $300 or more. Wouldn’t it help you if you could offer a finance program to your customers that 95% of them would qualify for? I would imagine you could add a few more sales per week or month which [...]

P. Zulueta asked: If you have a less-than-perfect credit history, nothing can be more nerve-wracking than going through a credit check in the hopes of getting approved for a debit card. Although debit cards are usually offered for free along with your checking account, there is still a ChexSystems check required in order to get [...]

Daniel R asked: If a credit card company runs a credit check on you do they just go by how you have been paying your credit cards. I have medical bills on my credit report so I was wondering if medical bills can affect me from getting a credit card or are medical bills seperate [...]

klm12780@verizon.net asked: For a long time, I’ve always gotten credit card applications and that sort of stuff mailed to me with an O. for my middle initial. My middle name begins with an L. Whenever i do a credit check, it comes up with the O and not the L and gives me a former [...]