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Eric Morris asked: If one has to go in for a cell phone plan that is based on billing systems, one has to undergo a lot of scrutiny. Since this is more or less like a credit that the cell phone company is offering its user, the credit history of the individual is checked to [...]

Albert Avnon asked: So let’s say you passed by a furniture shop and found that living room set that you’ve been searching for all this time. But let’s also say that you have a bad credit history behind you that prevents you from buying it. This can be frustrating for some, especially for those who [...]

EnireDotCom asked: www.enire.com Free Credit Checking Does wells fargo do a credit check before giving you a free checking account? Does wells fargo do a credit check before giving you a free checking account? Banks do not do credit checks…they do a Chexsystems or Scan check that tells them if you have bad accounts with [...]

Harry Biel asked: It’s hard to shop if you have your hands tied at home or if you don’t have a car to take you where you want to go -especially if the new furniture you have been waiting for or that new piece of technological hardware just came out. In this situation, people choose [...]

Mike Clover asked: A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.Not all credit inquiries affect your credit score:You may notice when you pull your credit report there are inquiries on there from a business you are not familiar with. The only [...]

Fox Miller asked: First and foremost, know what you are getting into when you look for apartments for rent in Birmingham Alabama that do not require credit checks. You may have a valid reason for having bad credit, say, you’ve been through some rough times and are starting anew with a great new job in [...]