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Eric Morris asked: If one has to go in for a cell phone plan that is based on billing systems, one has to undergo a lot of scrutiny. Since this is more or less like a credit that the cell phone company is offering its user, the credit history of the individual is checked to [...]

Jim Oneil asked: If you have a poor credit history, the easiest way to own a car would be to pay for it in cash. If your cash isn’t enough, buy a used car. If you have your eyes set on a cool, pricey ride, you can keep on dreaming, or you can apply for [...]

Harris asked: It tends to get difficult to exercise financial freedom, once you are tagged as a bad credit borrower. Not only you are perceived as risk prone, you are denied any sort of financial assistance. Besides, there are other needs that have to be taken care of. With a view to reduce the burden, [...]