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Free Government Credit Checks

Peter Emerson asked: In the United States, the Federal Government plays a key role in providing its citizens with free credit reports on the Internet. The Federal Government does so through the Federal Trade Commission (FTC) and its website (www.AnnualCreditReport.com). The difference between this website and other sites that offer free credit checks is that [...]

Posted March 21st, 2011 in Finance | Comments Off

How To Get Your Free Credit Report Once A Year

Pierre Smith asked: In these days more and more people are having problems with debt. Every quarter, about 170,000 home owners in the United States go into foreclosure. Along with that, identity theft is becoming increasingly common. Depending on both of these facts, it is really important to obtain your credit report from time to [...]

Posted February 13th, 2011 in Finance | Comments Off

Free Credit Checks

Alison Cole asked: Credit checks are done to determine a person’s credit score. The credit score is an indication of a person’s financial creditworthiness. It is used to verify whether the person qualifies for a loan, or any other credit, based on whether he has repaid his past loans satisfactorily. A credit score is used [...]

Posted February 4th, 2011 in Finance | Comments Off

How to Check Your Credit Score For Free

Jeslyn Jessy asked: According to the Federal Law passed in 2005, everyone in UK is eligible to receive one free credit report annually from each credit bureau. You can check your credit history and safeguard your credit score at zero cost. Let me show you some simple steps to obtain your credit file on complimentary [...]

Posted December 9th, 2010 in Finance | Comments Off

when applying for a job, employers are asking for credit check form WITH the application?

loika61 asked: Hey there- I am applying for jobs and noticing that many companies require you to fill out the credit check application or background check and hand it in with your application. This requires your date of birth prior to the interview (along with SS# for all to see) How does this conflict work [...]

Posted October 22nd, 2009 in Law & Legal | 3 Comments »