October 7th, 2010 
admin 
Hyder Khan asked:
Did you know that by law, every person in the United States is entitled to request one free credit report every twelve months, from each of the three credit bureaus?
All you have to do is contact each one and either send them a request by mail or fill out the required form on their website, and upon verification of your identity and verifying that you have no checked your credit report in the last 12 months, they will mail (or e-mail) you your credit report.
All financial planners unanimously agree that you should check your credit report regularly, so that you can proactively be aware of what is on it and take the positive steps necessary to improve your credit score.
The three major credit bureaus are: Experian, Equifax, and Trans Union.
Above and beyond that, there are many credit monitoring services out there that offer a variety of different services:
Multiple credit checks throughout the year Alerts to inform you when your credit score has gone up or done Alerts to inform you when something negative has come on your credit report Analysis of your credit report along with advice on how to improve it
It can be to your advantage to subscribe to such a service. For example, if you are planning to buy a house in the upcoming months or years, and your credit score needs improvement or you are simply trying to maintain it, then this type of service can help you to stay on top of your situation.
Debbie
Did you know that by law, every person in the United States is entitled to request one free credit report every twelve months, from each of the three credit bureaus?
All you have to do is contact each one and either send them a request by mail or fill out the required form on their website, and upon verification of your identity and verifying that you have no checked your credit report in the last 12 months, they will mail (or e-mail) you your credit report.
All financial planners unanimously agree that you should check your credit report regularly, so that you can proactively be aware of what is on it and take the positive steps necessary to improve your credit score.
The three major credit bureaus are: Experian, Equifax, and Trans Union.
Above and beyond that, there are many credit monitoring services out there that offer a variety of different services:
Multiple credit checks throughout the year Alerts to inform you when your credit score has gone up or done Alerts to inform you when something negative has come on your credit report Analysis of your credit report along with advice on how to improve it
It can be to your advantage to subscribe to such a service. For example, if you are planning to buy a house in the upcoming months or years, and your credit score needs improvement or you are simply trying to maintain it, then this type of service can help you to stay on top of your situation.
Debbie
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