December 14th, 2010 
admin 
Benjamin Robert Ehinger asked:
Are you considering getting a personal free credit check from an online source? Do you know why they are willing to give this to you for free and what you are really getting from the deal? There are some websites that are willing to give this to you for free for a number of reason. Here is what you need to know about free credit reports.
First, they are willing to do this mainly because they want you to try out their free trial of the credit monitoring service. Some of them will try to get you to try out a free trial of an identity theft program and try to scare you into buying, but most will just use the monitoring service. This is the catch and you need to know that you will get your report for free if you cancel it before the trial ends.
Second, checking your credit has some great advantages. There is the fact that you might actually know what is going on with your finances and there is the obvious that you will be able to have an organized list of your debts, but there are other reasons too. Just by checking your credit on a yearly basis you can keep from being a victim of identity theft and ending up with debts that are not yours.
Last, you should know that you need to be checking your credit 2-4 times per year and every single time you are going to get financing for a loan or something you are shopping around for. This will keep your personal free credit check to a minimum and keep your credit score from suffering due to too many inquiries to your credit.
Ruth
Are you considering getting a personal free credit check from an online source? Do you know why they are willing to give this to you for free and what you are really getting from the deal? There are some websites that are willing to give this to you for free for a number of reason. Here is what you need to know about free credit reports.
First, they are willing to do this mainly because they want you to try out their free trial of the credit monitoring service. Some of them will try to get you to try out a free trial of an identity theft program and try to scare you into buying, but most will just use the monitoring service. This is the catch and you need to know that you will get your report for free if you cancel it before the trial ends.
Second, checking your credit has some great advantages. There is the fact that you might actually know what is going on with your finances and there is the obvious that you will be able to have an organized list of your debts, but there are other reasons too. Just by checking your credit on a yearly basis you can keep from being a victim of identity theft and ending up with debts that are not yours.
Last, you should know that you need to be checking your credit 2-4 times per year and every single time you are going to get financing for a loan or something you are shopping around for. This will keep your personal free credit check to a minimum and keep your credit score from suffering due to too many inquiries to your credit.
Ruth
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