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Zach Ford asked: The most important step you can take to improving your finances is to become acquainted with your FICO credit report. By learning what your FICO score is, and working towards improving and maintaining it, you can receive better interest rates and more favorable terms on loans, saving you thousands of dollars. Your [...]

Dave G asked: Our car insurance company says they noticed our premium will go up soon, and would like to do a credit report to look for reasons and try to help, which will only be a “soft hit” to our score. I think it’s a sales ploy to look at their bundled plans, and [...]