Alexandra French asked: Most payday lenders offer cash in 24 to 48 hours. If you didn’t anticipate a situation and now need a personal loan in a few hours, your best option is a 1 hour payday loan. In order to qualify for a 1 hour payday loan you must have steady employment and be able to prove to the lender that you can repay your loan. In other words, if you plan to borrow $500, it should be evident to the lender, who reviews your application that you earn enough to repay the loan.
All payday lenders require that you be at least 18 years old. There is no exception to this rule. In addition, most of them require you to earn at least $1000.00 per month after all salary deductions.
What if I have bad credit – can I still get a loan?
Most lenders do no check credit reports so you can still get a loan, even if you have bad credit. The fact is, payday loans are secured against your future income. If you have a job and earn a steady income, there is a good chance that you will qualify for a loan.
How do I get my cash?
Cash is wired to your account electronically, so it doesn’t matter what state you live in. You can get a loan in any location. In order for you to receive the cash wire, you need to have a checking or savings account. If you don’t have an account, it will be difficult to get a fast loan.
What lenders offer 1 Hour Payday Loans?
The fastest way to get a loan is to use an online lender. Why? Online lenders allow you to complete an application electronically and they also process the loan, immediately. In short, technology makes the process faster and easier. You don’t have to complete a paper application and fax it to the lender. You can do everything online. As soon as your application is received electronically, it is reviewed for accuracy and the information is verified.
Gladys
August 31st, 2010 
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