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Credit monitoring service.repairing credit, is this service necessary?

Reality Check asked: I am in the process of repairing my credit. I already have the most up-to-date credit reports from the 3 major bureaus which I got for free from http://www.annualcreditreport.com While repairing my credit, having debts deleted or paid off, etc…I want to be able to see the changes happening. I can only [...]

Posted January 9th, 2009 in Credit | Comments Off

Can i use a National City checkcard as a credit card?

justme42057 asked: I just recieved my checkcard in the mail the other day. I just opened a new checking and savings account through national city and I can use it like a debit (a pin) which is what I thought it only allowed but they want me to sign up for national city points which [...]

Posted November 22nd, 2008 in Other - Business & Finance | Comments Off

I applied for my first credit card, but i was denied! Why is this?

Samian’s Sixth Account asked: I’m a twenty year-old college student who applied at Chase Bank for my first credit card, along with opening a free checking account, last week. My card was supposed to come in the mail, but instead I got a letter that said this: “After reviewing the information provided in your application [...]

Posted November 4th, 2008 in Credit | Comments Off

Why am I getting a credit card when I only wanted to open a checking account?

archiekerb asked: I opened a free checking account recently with CapitalOne, and I have ADD, so while my banker was explaining things to me, I would occasionally drift off to daydream world. I remember her saying something about if I don’t keep my account active, I’ll have to owe extra money if I buy things [...]

Posted October 8th, 2008 in Personal Finance | Comments Off