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Mahnster asked: I am not getting it until I am 18, which is pretty soon, but I want to use my birthday money to get a cell phone, and I would like to know what determines whether or not I will pass the credit check to get the contract? How does that work? And do [...]

Sabin asked: I rent out my college house during the school year and want to do a background check and credit check on these people to see if they can pay the bills. How would I go about this?BYRON