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Martin Mathers asked: As a rule, any form of credit application requires a credit check to be performed against you – it’s the only way that lenders and loan providers can be sure of your ability to repay the money you’re being lent. However, there are some forms of credit than you can secure without [...]

Alison Cole asked: An individual?s past history of borrowing and repaying and other information such as late payments collectively form what is known as his credit score. Whenever somebody applies for a cell phone, credit card, loan from a bank, or a loan from a store, the company which receives the application checks the previous [...]

Mathew C Kenny asked: People with bad credit history find it difficult to avail any personal loan. As there are a large number of people in UK with bad credit history, so to cater to this huge sement of customers lenders have devised no credit check loans. As significant by the name itself these loans [...]

James Copper asked: No credit check loans are something to be avoided if your credit is good. The loan without credit check process is quick and easy and designed to help (well, not really) those who have bad credit and need to borrow.Generally, however, they are exorbitantly costly and could lose you the title to [...]

Clarice Noelle asked: If there was ever a life saving drug in the loan industry to people with bad credit – it is personal loans. Bad credit usually is not very keen to part with your credit history and stays for 7-10 years depending on the severity of the credit problem. Those who have bad [...]

Elle Reese asked: Who knew apartments required good credit before giving you a lease? Many unsuspecting bad-credit-applicants have realized this fact the hard way. I know I did.Why do apartments do credit checks anyway?Turns out apartments view a lease as a loan. If you’re seeking a 12-month lease on an apartment that’s $800 a month, [...]