Posts Tagged ‘Scams’
Car Lots – No Money Down and No Credit Check
December 21st, 2010 
admin 
Jason Lanier asked:
The good news is… There are legitimate opportunities available for you if you have bad credit and need a car loan without a down payment. While there are many scams online, you can find some real opportunities with lending networks that can help you get approved even with past repossessions, bankruptcies and foreclosures.
The bad news is… The only way that you’re going to find car lots that offer no money down financing with no credit check, are going to be in your dreams. That’s a very straightforward way of saying it, but it is the truth.
For whatever reason that you may be looking for car lots that offer no money down, no credit check financing, is most likely because you were not aware of the opportunities that are available to you through legitimate online lending sources. There are some reputable companies that can help you and offer you an approval that you might not otherwise be able to obtain locally.
The reason that there are no car lots that allow you to take car without any money invested or any credit history check is simply because that would open up the opportunity for fraud. That would create a situation where someone could come in with just a driver’s license and walk away with a car. There are no buy here pay here car dealerships or even rental car companies that would allow you to take one of their vehicles without having some type of recourse to collect if you do not pay.
Eileen
The good news is… There are legitimate opportunities available for you if you have bad credit and need a car loan without a down payment. While there are many scams online, you can find some real opportunities with lending networks that can help you get approved even with past repossessions, bankruptcies and foreclosures.
The bad news is… The only way that you’re going to find car lots that offer no money down financing with no credit check, are going to be in your dreams. That’s a very straightforward way of saying it, but it is the truth.
For whatever reason that you may be looking for car lots that offer no money down, no credit check financing, is most likely because you were not aware of the opportunities that are available to you through legitimate online lending sources. There are some reputable companies that can help you and offer you an approval that you might not otherwise be able to obtain locally.
The reason that there are no car lots that allow you to take car without any money invested or any credit history check is simply because that would open up the opportunity for fraud. That would create a situation where someone could come in with just a driver’s license and walk away with a car. There are no buy here pay here car dealerships or even rental car companies that would allow you to take one of their vehicles without having some type of recourse to collect if you do not pay.
Eileen
Posted in Finance 
Tags: Bad News, Car Dealerships, Car Lots, Credit Check, Credit History Check, Driver License, Foreclosures, Fraud, Legitimate Opportunities, Lending Networks, Money, Recourse, Rental Car Companies, Scams, Truth 
Comments OffNo Credit Check Loans – The Facts
March 18th, 2010 admin 
James Copper asked:
For someone with bad credit, getting a loan can seem impossible. There are no credit check loans out there, though, that can help a person who has bad credit get the money they need.
However, finding a no credit check loan is not easy. Additionally, there are plenty of scams out there regarding no credit check loans. Before you decide to sign for a no credit check loan, you should get to know more about them.
A no credit check loan may seem ideal. If the lender does not check your credit then they will never know you are a liability. Of course, the lender is well aware of the risk they are taking. That is why most no credit check loans are set up as if every borrower has bad credit. The loans come with high interest rates and many times require a co-signer.
Lenders are aware that by not checking credit they are likely going to get applicants who have bad credit. People with good credit would just go get a traditional loan because the terms of the loan are better. With a no credit check loan the bank is going to set the terms to be high interest and usually a short payback time.
They may also bee especially critical of your finances, including how much income you make per month and your average monthly expenses. They are wanting to make sure that you could afford the loan payment.
One of the most popular no credit check loans is a payday loan. This type of loan is a short term loan, usually no more than two weeks. It is basically an advance of your paycheck. The lender will look over your recent pay stubs to determine the amount of the loan. With these loans, though, the interest rate is typically very high, much more so then with a traditional loan.
When you are shopping for a no credit check loan it is important to look at a few different places. Shop around and try to find the lowest interest rate and the best terms. Dont just settle for the first lender that offers you a loan. It is important to keep in mind that the higher the interest rate, the more you will pay back in the end.
No credit check loans can be a lifesaver for someone who needs extra money, but has bad credit. They are not a good idea for someone who has good credit, as the alternatives are much better. A no credit check loan should be used responsibly and handled as you would any other extension of credit.
Always read all the information given to you by the lender to ensure you completely understand the loan terms. No credit check loans often have many fees associated with them, along with the high interest rate. You do not want to end up paying too much for your loan.
DEWEY
For someone with bad credit, getting a loan can seem impossible. There are no credit check loans out there, though, that can help a person who has bad credit get the money they need.
However, finding a no credit check loan is not easy. Additionally, there are plenty of scams out there regarding no credit check loans. Before you decide to sign for a no credit check loan, you should get to know more about them.
A no credit check loan may seem ideal. If the lender does not check your credit then they will never know you are a liability. Of course, the lender is well aware of the risk they are taking. That is why most no credit check loans are set up as if every borrower has bad credit. The loans come with high interest rates and many times require a co-signer.
Lenders are aware that by not checking credit they are likely going to get applicants who have bad credit. People with good credit would just go get a traditional loan because the terms of the loan are better. With a no credit check loan the bank is going to set the terms to be high interest and usually a short payback time.
They may also bee especially critical of your finances, including how much income you make per month and your average monthly expenses. They are wanting to make sure that you could afford the loan payment.
One of the most popular no credit check loans is a payday loan. This type of loan is a short term loan, usually no more than two weeks. It is basically an advance of your paycheck. The lender will look over your recent pay stubs to determine the amount of the loan. With these loans, though, the interest rate is typically very high, much more so then with a traditional loan.
When you are shopping for a no credit check loan it is important to look at a few different places. Shop around and try to find the lowest interest rate and the best terms. Dont just settle for the first lender that offers you a loan. It is important to keep in mind that the higher the interest rate, the more you will pay back in the end.
No credit check loans can be a lifesaver for someone who needs extra money, but has bad credit. They are not a good idea for someone who has good credit, as the alternatives are much better. A no credit check loan should be used responsibly and handled as you would any other extension of credit.
Always read all the information given to you by the lender to ensure you completely understand the loan terms. No credit check loans often have many fees associated with them, along with the high interest rate. You do not want to end up paying too much for your loan.
DEWEY
Posted in Non Fiction Tags: Bad Credit, Check Loan, Co Signer, Different Places, Getting A Loan, High Interest Rates, Lenders, Loan Payment, Monthly Expenses, Pay Stubs, Payback Time, Paycheck, Payday Loan, Scams, Short Term Loan Comments OffFree Ipod/Computer etc sites. Do they actually pay out?
February 7th, 2009 admin 
eddie9551 asked:
You know what I mean. Get a free laptop and you have to fill out so many info requests and credit card applications that you forgetr where you were in the first place.
Never mind that every time some one does a credit check it’s noted on your record and if you do more than 1 or 2 at a short period of time its a black mark.
So..has anyone actually gotten anything with these things or are they total scams?
free credit check
You know what I mean. Get a free laptop and you have to fill out so many info requests and credit card applications that you forgetr where you were in the first place.
Never mind that every time some one does a credit check it’s noted on your record and if you do more than 1 or 2 at a short period of time its a black mark.
So..has anyone actually gotten anything with these things or are they total scams?
free credit check
Posted in Other - Electronics Tags: Computer Etc, Computer Sites, Credit Card Applications, Free Computer, Free Laptop, Info Requests, Ipod, Period Of Time, Scams, Short Period Comments OffHelp! Will I be a victim of a fake check scam from this free survey site I signed up for?
January 23rd, 2009 admin 
hrcdrc asked:
I’ve been trying to find ways to earn money online. I ran into so many scams–I’m disappointed that the FTC or the BBB isn’t doing enough to take these scammers offline. Anyway, I found something that does sound legitimate. I won’t get rich right away, but I’m still skeptical. The site’s called Inboxdollars.com. I signed up for free, and get paid like 50 cents for each survey, complete free offers, read paid emails, and got a $5 sign up bonus. So far they credited a total of $9.44 to my membership account. For payment, I can request it by check in the mail (I have to make at least $30 to get a payment), no paypal account required. I’m extremely hesitant about these checks though, like I’m so scared that they’re gonna be fake. What should I do once I earned enough to get my first payment? Should I cancel my membership with them right now and shred any checks I get? Should I present these checks to my bank to find out rather or not it’s fake? How can I tell if checks are fake? If it’s a scam, I’m gonna report them asap. How can I find out if Inboxdollars is accredited with the BBB?
Create a video blog…instantly.
I’ve been trying to find ways to earn money online. I ran into so many scams–I’m disappointed that the FTC or the BBB isn’t doing enough to take these scammers offline. Anyway, I found something that does sound legitimate. I won’t get rich right away, but I’m still skeptical. The site’s called Inboxdollars.com. I signed up for free, and get paid like 50 cents for each survey, complete free offers, read paid emails, and got a $5 sign up bonus. So far they credited a total of $9.44 to my membership account. For payment, I can request it by check in the mail (I have to make at least $30 to get a payment), no paypal account required. I’m extremely hesitant about these checks though, like I’m so scared that they’re gonna be fake. What should I do once I earned enough to get my first payment? Should I cancel my membership with them right now and shred any checks I get? Should I present these checks to my bank to find out rather or not it’s fake? How can I tell if checks are fake? If it’s a scam, I’m gonna report them asap. How can I find out if Inboxdollars is accredited with the BBB?
Create a video blog…instantly.
Posted in Other - Business & Finance Tags: Bbb, Cancel Membership, Check In The Mail, Checks, Emails, Free Offers, Ftc, Inboxdollars, Money Online, Paypal Account, Scammers, Scams, Shred, Sign Up Bonus, Ways To Earn Money Comments OffWill I be a victim of a fake check scam from this free site I signed up for? please read this?
December 11th, 2008 admin 
hrcdrc asked:
I’ve been trying to find ways to earn money online. I ran into so many scams–I’m disappointed that the FTC or the BBB isn’t doing enough to take these scammers offline. Anyway, I found something that does sound legitimate. I won’t get rich right away, but I’m still skeptical. The site’s called Inboxdollars.com. I signed up for free, and get paid like 50 cents for each survey, complete free offers, read paid emails, and got a $5 sign up bonus. So far they credited a total of $9.44 to my membership account. For payment, I can request it by check in the mail (I have to make at least $30 to get a payment), no paypal account required. I’m extremely hesitant about these checks though, like I’m so scared that they’re gonna be fake. What should I do once I earned enough to get my first payment? Should I cancel my membership with them right now and shred any checks I get? Should I present these checks to my bank to find out rather or not it’s fake? How can I tell if checks are fake? If it’s a scam, I’m gonna report them asap. How can I find out if Inboxdollars is accredited with the BBB?
Caffeinated Content
I’ve been trying to find ways to earn money online. I ran into so many scams–I’m disappointed that the FTC or the BBB isn’t doing enough to take these scammers offline. Anyway, I found something that does sound legitimate. I won’t get rich right away, but I’m still skeptical. The site’s called Inboxdollars.com. I signed up for free, and get paid like 50 cents for each survey, complete free offers, read paid emails, and got a $5 sign up bonus. So far they credited a total of $9.44 to my membership account. For payment, I can request it by check in the mail (I have to make at least $30 to get a payment), no paypal account required. I’m extremely hesitant about these checks though, like I’m so scared that they’re gonna be fake. What should I do once I earned enough to get my first payment? Should I cancel my membership with them right now and shred any checks I get? Should I present these checks to my bank to find out rather or not it’s fake? How can I tell if checks are fake? If it’s a scam, I’m gonna report them asap. How can I find out if Inboxdollars is accredited with the BBB?
Caffeinated Content
Posted in Law & Ethics Tags: 50 Cents, Bbb, Cancel Membership, Check In The Mail, Check Mail, Free Offers, Ftc, Inboxdollars, Membership Account, Paypal Account, Scams, Shred, Sign Up Bonus, Survey, Ways To Earn Money Comments Off
