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How To Get Your Free Credit Report Once A Year

Pierre Smith asked: In these days more and more people are having problems with debt. Every quarter, about 170,000 home owners in the United States go into foreclosure. Along with that, identity theft is becoming increasingly common. Depending on both of these facts, it is really important to obtain your credit report from time to [...]

Posted February 13th, 2011 in Finance | Comments Off

Identity Theft, Credit Report Monitoring and Free Credit Score Check

Jeong Lee asked: Has anyone applied for a credit card or a loan online or over the phone recently? It is incredibly easily. All anyone needs to know is a few personal details and they are on their way to get a credit card on someone else’s name. That is why identity Theft is increasing. [...]

Posted February 9th, 2011 in Finance | Comments Off

How to get a Free Online Credit Check

Zach Ford asked: Knowing your credit score can save you from the embarrassment of being declined for that loan, car lease, or mortgage, as well save you thousands of dollars. So how do you find out your credit score for free? Read on to find out!What Exactly is a Credit Report?A credit report consists of [...]

Posted February 8th, 2011 in Finance | Comments Off

Free Credit Checks

Alison Cole asked: Credit checks are done to determine a person’s credit score. The credit score is an indication of a person’s financial creditworthiness. It is used to verify whether the person qualifies for a loan, or any other credit, based on whether he has repaid his past loans satisfactorily. A credit score is used [...]

Posted February 4th, 2011 in Finance | Comments Off

How to Check Your Credit Score For Free

Jeslyn Jessy asked: According to the Federal Law passed in 2005, everyone in UK is eligible to receive one free credit report annually from each credit bureau. You can check your credit history and safeguard your credit score at zero cost. Let me show you some simple steps to obtain your credit file on complimentary [...]

Posted December 9th, 2010 in Finance | Comments Off

No Credit Check Required For Prepaid Debit Cards

P. Zulueta asked: If you have a less-than-perfect credit history, nothing can be more nerve-wracking than going through a credit check in the hopes of getting approved for a debit card. Although debit cards are usually offered for free along with your checking account, there is still a ChexSystems check required in order to get [...]

Posted October 26th, 2010 in Finance | Comments Off